Insurers respond to employer benefit reductions

01/12/2012 | Managed Healthcare Executive

Despite high employee satisfaction with dental insurance coverage, more employers are increasing deductibles, co-pays and out-of-pocket maximums and reducing coverage or shifting premium costs to employees. "I've seen some employers letting workers choose between premium medical coverage and letting employees pay for their own dental and vision or offering a more middle-of-the-road health plan with dental and vision," said Kelly Moore, president of brokerage Moore Benefits. In response, some insurers are offering a wider variety of plans or rollover plans and are promoting oral health care.

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