U.S. housing industry is facing changes from regulations

01/22/2013 | Bloomberg

The final version of the Qualified Residential Mortgage rule, which will define the minimum down payment required for home loans, is likely to be released in the coming months, U.S. regulators say. That rule, along with underwriting and servicing measures released by the Consumer Financial Protection Bureau last week, have the potential to reshape home lending in the U.S. "These changes will impact business operations and the future of mortgage access for years to come," says David Stevens, president of the Mortgage Bankers Association.

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