Experts: States must work with insurers on gun liability coverage

02/6/2013 | Reuters

The school shooting in Newtown, Conn., has prompted lawmakers in at least four states to introduce legislation to require gun owners to buy liability insurance. State lawmakers would need to coordinate with insurers on coverage criteria because no market exists for such coverage, said Robert Hartwig of the Insurance Information Institute. "A legislature could in theory mandate gun liability coverage, but you cannot require insurers to offer that coverage," Hartwig said, adding that these states may end up having to create insurance programs if carriers don't provide such coverage.

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