PCI: "Disparate-impact" rule by HUD threatens actuarial factors

02/12/2013 | PropertyCasualty360

A final rule under issued by the Department of Housing and Urban Development requires a "disparate-impact" analysis to determine whether discrimination exists in the selling of homeowners insurance. The rule could undermine "longstanding, sound, state-approved actuarial factors that are the foundation of responsible insurance underwriting," PCI's Leon Buck said.

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