How to help a client who is denied long-term-care insurance

02/15/2012 | National Underwriter Life & Health

Advisers with clients who have been turned down for long-term-care insurance can help examine medical histories to uncover conditions that, with enough recovery time, will be acceptable to carriers, Stuart Armstrong writes. Advisers also may be able to direct clients to LTC insurance available for a short time through a new employer or build a separate investment portfolio for self-funding of long-term care, Armstrong writes.

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National Underwriter Life & Health

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