How to get ahead when living paycheck-to-paycheck

02/26/2013 | Seattle Times, The

Jackie Kane, 27, of the Seattle area says she faces one week every month when she has only about $10 to spend. One strategy that Kane and others on tight budgets can use to get ahead involves placing spending money in envelopes, and doing so only twice a month, financial planner Angela Giboney says. "If you go to all cash, you will spend less," Giboney says. Other tips include nixing credit cards with annual fees and making sure rent doesn't exceed 25% of income.

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Seattle Times, The

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