Differentiating disability options for consumers

05/8/2013 | USA Today

More than 25% of young adults will be rendered unable to work by disability before they reach age 67, yet disability insurance is not on the radar of many consumers, according to this article. The best option for consumers will vary, but they include: group disability, the most popular offering; individual disability, suggested for those with specific needs; and supplemental plans. Consumers should be educated about details such as how plans renew, waiting periods, cost-of-living adjustments and more.

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