Commentary: Estate-planning exemption will boost life insurance's appeal

07/29/2013 | National Underwriter Life & Health

The American Taxpayer Relief Act of 2012 provides a permanent exemption in gift and estate tax, Kenneth Cymbal writes. "Planning will become more income tax-driven," and changes are creating a new environment that will increase the appeal of highly funded life insurance policies and individual ownership of policies, Cymbal writes.

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