How to help consumers get the right health coverage

Coverage will vary among the four tiers of health insurance plans offered on Affordable Care Act exchanges, and consumers must choose wisely to ensure their needs will be met. Consumers must consider their ability to cover potential out-of-pocket costs, including deductibles, coinsurance and copayments, experts say. Consumers must also consider whether narrow or preferred provider networks, preauthorization requirements and tiered prescription plans will meet their needs.

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