Tax, market and legal implications complicate some employers' plans to change how they deal with retiree health benefits, Aon Hewitt retirement actuary Milind Desai says. Retiree health plans may be tax-free, while a cash benefit in lieu of a health plan may be taxable, Desai says. Contractual obligations may also make dropping retiree benefits more difficult.
Making changes to retiree benefits comes with pitfalls, expert says
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