Employees see more freedom in choosing health care plans

11/15/2012 | Washington Post, The

More employers are switching to defined-contribution health insurance, in which workers are given a fixed amount of money to purchase a health plan of their choosing. A Mercer survey of 2,809 employers found that 45% are considering offering this type of coverage. The increasing popularity of defined-contribution insurance is prompting a rise in private online exchanges set up by insurers and benefits companies, this article says.

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