The HHS proposed requiring states to add pediatric dental benefits if the state's benchmark plan for health insurance sold on exchanges under the Affordable Care Act does not include dental benefits. If finalized as proposed, the rule could mean coverage would cost between $27.90 and $32.05 per child each month. Moreover, standalone dental plans are allowed to be sold on exchanges, but the rules do not specify that standalone plans sold outside ACA exchanges can be used to meet essential health benefit requirements, potentially forcing some families to change coverage for their children. This might, along with cost, lead some parents to drop their own dental coverage, the NADP says.
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