While the National Federation of Independent Businesses says most business owners have no plans to retire, David Bach, author of "Start Over, Finish Rich, 10 Steps to Get You Back on Track in 2010," says it is not too late for them to build a nest egg. Bach talked to FoxBusiness.com about how important it is for small-business owners to set goals for retirement savings, not plan to finance their retirement by selling their businesses and imitating the success of others.

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