Now you can show your pride in your NFL team by etching their logo onto your toast. The Pangea Brands NFL Logo Sandwich and Waffle Grill includes plain nonstick plates so you don't have to don the logo on a loss week.
Princeton professor Sheldon Garon sheds light on consumer spending in his new book, "Beyond Our Means: Why America Spends While the World Saves." Garon says that Americans view spending as a way to trigger economic improvement -- while other cultures focus more on saving.
Ad spending in mobile is due to expand greatly in 2012 as the evidence from last year points to even greater uptake of smartphones and more consumer time spent in the mobile space. "The smartest [marketers] know that consumers expect brands to have a significant mobile presence -- and they are punishing companies that don't," says Hipcricket Chief Marketing Officer Jeff Hasen. One area of growth will be check-ins and deals included in loyalty-focused mobile applications.
With their current models for mobile service, U.S. banks are reluctant to reach out to the 60 million Americans who have no accounts or are under-served. But mobile banking in Africa may point the way to address this market, with less emphasis on keeping track of accounts and a focus on practical services such as peer-to-peer money transfers, bill payments and small retail transactions.
Paypal executive Don Kingsborough joined the company because he believes the service has a key advantage in the drive to bring retail payments fully into the digital world. Besides technical savvy, a solid reputation and user focus are indispensable ingredients, Kingsborough says, and PayPal has these with its "combination of a trusted payment company and the cooperation with great brands that people trust to change how people shop."