Your business' credit rating is essential for securing loans and conducting other financial transactions, but many companies have blank credit files, writes Mikal E. Belicove. "A blank credit file is to a bank like a blank resume would be to an employer," said Erik Simon of Dun & Bradstreet Credibility. You can improve your credit rating by staying up-to-date with bill payments and reporting your good behavior to credit bureaus that will let you do so, Belicove writes.

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