Retirement plans offered to Defense Department employees are a good example of how benefits can affect employee behavior, writes Steve Gifford. Every 20-year Pentagon employee automatically gets a pension worth 50% of their salary, which causes many employees to spend their last several years before retirement simply biding their time. Gifford encourages HR professionals to ask themselves these questions: "What are your employees doing differently because of your benefits package? And, is that what you want them doing?"

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