Florida officials' decision to revamp Citizens Property Insurance is "a welcome and overdue step" to address concerns spurred by the state-backed insurer's rapid growth, according to this editorial. A major hurricane could result in Citizens' inability to pay claims and the passing on of costs to non-Citizens policyholders, says the editorial, citing a 2007 report from the Property Casualty Insurers Association of America. "The Legislature and [Gov. Rick] Scott should therefore keep working on reforming and shrinking Citizens. Florida residents need to be sure that Citizens can cover claims should a big storm, or several storms, hit," the editorial concludes.