Indexed annuities with living benefit riders are a solution for baby boomers seeking guaranteed lifetime income that will withstand market fluctuations, writes Philip Rousseaux of Everest Wealth Management. The product enables retirees to maintain their accumulated wealth during stock market declines at a time when three-fourths of baby boomers are worried about having a financially secure retirement, he writes. The products also provide death benefits and the potential for substantial returns, Rousseaux writes.

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