Some industry analysts say the Consumer Financial Protection Bureau has taken a balanced approach in its regulation so far and has been responsive to the industry. Still, concerns about the agency exist. CBA President and CEO Richard Hunt says the CFPB should be accountable to Congress. "I do believe there needs to be some very important changes to CFPB," Hunt said. "I do believe Richard Cordray is the most powerful director of any agency since J. Edgar Hoover."