Africa now leads the world in wide adoption of new technology -- in part because it lacked older tech infrastructure that would hold back innovation. That trend is bringing mobile banking services to the continent quickly, with Kenya's M-Pesa service leading the way. "We have quite a lot of application developers, people who want to create the next Google or become the next Steve Jobs. Why is it they think they can do that here in Kenya? Because of apps like M-Pesa, now recognized the world over," said Safaricom CEO Bob Collymore.

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