Fast Facts: Child ID Theft

Children may be an easy target for identity theft and often don't discover it until years later when they apply for a job or attempt to take out a loan.

FACT: 1 in 40 households in the U.S. with children under the age of 18 are affected by identity fraud.

FACT: 56% of child identity theft cases involve misuse of the child's Social Security number (SSN).

  • Thieves will often create a "synthetic identity" using the child's SSN and a different name, date of birth and address to obtain new bank or credit accounts for financial gain, or services such as utilities, phone, cellular and Internet.
  • Children's information is also used to commit nonfinancial identity theft, including obtaining fraudulent tax returns or government benefits, housing rental, employment or medical treatment, or evading criminal charges.

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