Concern and anxiety over retirement and Medicare are on the rise, with just 6% of workers being confident that future Medicare will match today's value and nearly 70% saying they will receive lower benefits than today's retirees do, according to the annual Retirement Confidence Survey conducted by the Employee Benefit Research Institute. Among workers' top retirement concerns are long-term care expenses (39%) and medical expenses (29%), and 36% say they will continue working after they turn 65.

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