Earlier this year, officials in San Bernardino County, Calif., decided against the idea of using eminent domain to seize home loans that owners were struggling to pay. However, Mortgage Resolution Partners, a financier-backed group, is keeping eminent domain plans alive through advisory agreements with five towns in California. SIFMA and other industry groups continue to oppose the idea, saying it violates the contractual agreements the borrowers made with their banks and will harm the housing market. SIFMA's Chris Killian said the plan forces "investors to lock in a loss on a loan" even if payments are still being made. Learn more at SIFMA's Eminent Domain Resource Center.