Lori Gray, Business Insurance's 2013 Risk Manager of the Year, has developed a risk-management department as well as wellness and safety-rewards programs during her tenure with Virginia's Prince William County. The department also manages the Prince William Self-Insurance Group, an undertaking that "has been huge, because we haven't had to go to the Board of County Supervisors and ask for more money," Gray said. "This is a county that runs their [insurance] program like a pool," said William Becker of Aon Risk Solutions' Public Sector practice.

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