Nearly half of investors who worked with financial advisers felt prepared before the financial crisis began in 2008, compared with 37% who did not have an adviser, according to a Fidelity Investments survey. After the crisis, two-thirds of respondents with advisers said they felt prepared, compared with 53% who didn't have one. "The financial crisis created an opportunity for financial professionals to provide much-needed context and clarity to investors," said Scott Couto, president of Fidelity Financial Advisor Solutions.

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