Health savings accounts continue to gain prominence, with Fidelity Investments reporting 53% growth in the number of new accounts in 2012. America's Health Insurance Plans found that 11 million people were covered in 2011 by a high-deductible health plan paired with an HSA, up from 1 million in 2005. Data suggest that employers will continue to turn to such arrangements in greater numbers, according to Steve Wojcik of the National Business Group on Health.

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