Many small companies could feel the heat in 2013 as banks re-evaluate their commercial mortgages. Banks generally reassess the loans every five to 10 years, and more than $270 billion worth of commercial mortgages are expected to come due this year. Lenders might be more inclined to foreclose on the loans -- rather than offer extensions -- because they are now on more stable financial footing and "are in a position to take a hit," according to Dan Fasulo of Real Capital Analytics.

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