Big chains aren't putting the brakes on growth, but some smaller restaurant franchises are being cautious about expanding until they can assess the full costs of implementing changes related to the Affordable Care Act, which calls for those with more than 50 workers who put in 30 or more hours a week to offer health insurance or face a penalty. East Coast Wings & Grill owner ECW Enterprises has imposed a three-to-five unit limit on the number of eateries franchisees can own until the 26-unit chain sees how much the changes will actually cost.

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