Workers' 401(k) balances have reached an all-time high, but 70% of plan sponsors say they are concerned that only some of their employees will be financially set for retirement, according to a Deloitte survey. While account balances now average $85,000 and employers have made more educational tools available to workers, "more still needs to be done to help employees adequately prepare for their individual retirement needs," Scott Cole of Deloitte Consulting said in a statement.

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