A fire that caused a nearly yearlong closure of the Bay County, Fla., incinerator is the main contributor to a 40% increase in the county's insurance budget, officials said. The incinerator, which has since received standalone coverage and is no longer part of an umbrella policy, was responsible for $750,000 of the county's additional $895,962 in insurance costs. Meanwhile, Bay County's fire-services premium rose 81%, partly because of the high number of claims it receives, said Eve Tooley, the county's risk-management director.

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